A simpler way to plan each pay

Make money feelCLEAR. PRIVATE. CALM.

Bring your income, spending, debts, and housing plans together. Velenyro organizes the numbers, builds your budget, and keeps your next steps clear.

Know what you can spend, what to do next, and when your debt could be gone.

Velenyro is developed and operated by 12376784 Canada Inc.

The iPhone app is first. An Android app and a connected web app are planned.

The Velenyro home screen, titled Your Money Plan, showing an estimated debt-free date of August 2027, a next step noting the plan may leave $1,228 this month for a credit card, $614 left this pay period, and $19,400 owed in total. All numbers are fictional.
Example plan using fictional numbers. A real screen from the app.
01

Start small

Add what you know now. Velenyro shows what to add next.

02

Check first

You review what the app found in a file, then choose what to save.

03

Stay in control

The app fills in what it can. You always make the final call.

What Velenyro helps answer

Three questions, answered from your numbers.

01

What can I plan with?

Money left this pay period (the days from one payday to the next), estimated from the pay and spending you enter.

02

What needs attention?

The debt or gap that matters most right now, named in plain words.

03

When could my debt be gone?

An estimated debt-free date that moves when balances, rates and payments change.

Your privacy

Your plan stays on your phone in the current test.

The current private test opens directly on your phone, keeps your plan there, and runs free of analytics trackers.

We are designing an optional account so one plan can be available across your devices. We will explain what is stored, who can see it, and how you can erase it before this capability opens. Your financial information stays private and is used only to provide the service you choose.

What is true today, and what is planned

Saved on your phone today

You review imports before saving

One shared account is planned

Used only to provide the service you choose

Private testing

See what a plan looks like.

The iPhone app is first. An Android app and a connected web app are planned.

See a sample plan

Questions before launch

Straight answers now.

Can I use Velenyro today?

Velenyro is in private testing and is not publicly available yet. Today, you can explore a sample plan with fictional numbers. The iPhone app is first. An Android app and a connected web app are planned.

Do I have to connect my bank?

Velenyro works with manual entry and supported statement files. You choose how to add your information. Bank connections are planned. In the current private test, you can add a supported bank or credit-card statement and review the transactions before saving. Supported files and their limits are listed in the questions and answers.

Where do I get help inside the app?

Ask Velenyro Guided answers common questions from your own numbers and the app's help, on your phone and without a network connection. See the guided answers.

How much does Velenyro cost?

Pricing will be announced before launch.

Read all frequently asked questions

Connect with us

Questions or ideas? Write to hello@velenyro.com.